Thursday, August 27, 2020

How International Differences in the Ownership and Financing Essay

Clarify how worldwide contrasts in the proprietorship and financing of organizations could prompt contrasts in budgetary announcing. There are significant global contrasts in bookkeeping rehearses whereby various organizations in a nation may utilize diverse bookkeeping frameworks. This contrasts between organizations for the most part affected by a companys nation, size, division or number of stock trade postings. It is extremely huge that banks are the capital supplier for little family-claimed business in Germany, France and Italy. Be that as it may, in the United States and the United Kingdom there are huge quantities of organizations that depend on a huge number of private investors for money. There are three kind of money related framework has been formalized by Zysman which are capital market framework, credit-based government frameworks and credit-based budgetary foundation frameworks. These sorts could be streamlined further to Ëœequity and Ëœcredit. In United States and United Kingdom, organizations are fund by financial specialists as opposed to by singular investors. In this way, in these nations with an across the board responsibility for by investors who don't approach inside data, there will be a weight for divulgence, review and reasonable data. In this way, this will prompt an alternate money related announcing. Then again, in Ëœcredit nations, not many of the recorded organizations are commanded by brokers, governments or establishing families. In Germany, significant proprietors of organizations just as suppliers of obligation fund are the banks. Other than that, recorded organizations in mainland European nations are likewise ruled by banks, governments or families where the data distributed isn't so detail. Thus, this can naturally prompt contrasts in money related announcing. Notwithstanding that, most mainland European nations and in Japan, the outside monetary revealing has been made to secure lenders and for governments because of the absence of Ëœoutsider investors. Thus, because of the more prominent significant loan bosses in these nations, it prompts progressively preservationist bookkeeping. This is on the grounds that loan bosses need their cash back if organizations endure misfortunes or harms, though investors might be keen on an unprejudiced gauge of future possibilities. Thus, this could prompt a few contrasts in budgetary detailing.

Saturday, August 22, 2020

Market Louis Vuitton on Social Network Essay Example | Topics and Well Written Essays - 2750 words

Market Louis Vuitton on Social Network - Essay Example Review of the Company Established in 1854, the brand Louis Vuitton was opened by creator Louis Vuitton who entered the workmanship hover by making travel extras however before long started investigating the business of style, which lead him to make his imprint as a top notch design brand. Be that as it may, LV is as yet known for its top notch purses and baggage assortment. Louis Vuitton has more than 300 outlets in more than 500 nations surpassing the brand estimation of both Prada and Gucci. Louis Vuitton is considered among the best 100 brands of the world, with a higher positioning than other worldwide brands including Pizza Hut, MTV, Apple, Adidas and Chanel (Haig, 2011). Such is the estimation of Louis Vuitton that its trademark is naturally enrolled alongside its trademark designs. Certain examples and style of totes are exemplary LV style, for example, the beige and earthy colored checker configuration known as the Daimer, which is one of the chief plans by Louis Vuitton. Lou is Vuitton works as a significant brand with in excess of sixty sub-brands opened under it, including Taug Heuer, Givenchy, Emilio Pucci Parfums, and Marc Jacobs and so forth. Each brand is considered as the exceptional brand in its class and is related with extravagance and quality (LMVH, 2012). The brand has been said to build up its essence as a top extravagance brand through the methodology of superstar underwriting. The primary VIP underwriting of Louis Vuitton happened through Empress Euigine, Napoleon’s spouse who adored the brand and its quality. The Empress turned into an image for Louis Vuitton that was later carried on by other driving famous people including Audrey Hepburn and Jennifer Lopez. At the present time, the brand minister for Loius Vuitton is Angelina Jolie who keeps on being captured with Louis Vuitton purses. History of Louis Vuitton Louis Vuitton started as a... Louis Vuitton works as a significant brand with in excess of sixty sub-brands opened under it, including Taug Heuer, Givenchy, Emilio Pucci Parfums, and Marc Jacobs and so on. Each brand is considered as the excellent brand in its classification and is related with extravagance and quality (LMVH, 2012). The brand has been said to build up its essence as a top extravagance brand through the system of big name support. The principal big name support of Louis Vuitton happened through Empress Euigine, Napoleon’s spouse who adored the brand and its quality. The Empress turned into an image for Louis Vuitton that was later carried on by other driving famous people including Audrey Hepburn and Jennifer Lopez. At this moment, the brand represetative for Loius Vuitton is Angelina Jolie who keeps on being shot with Louis Vuitton totes. History of Louis Vuitton Louis Vuitton started as a baggage fashioner in 1854 in Paris. Understanding the requirement for an adjustment in the structure of the HJ Cave’s adjusted top trunks; Louis Vuitton thought of level base trunks that permitted to better stockpiling and solidness. From the earliest starting point, Louis Vuitton created itself as an image of value and its items were related with the rich and the tip top. So as to keep others from duplicating the structures, the planner consistently updated his plans and examples to keep up enthusiasm for the brand (Condora, 2008). With time, Louis Vuitton enhanced into other travel embellishments including totes, grips and other little baggage pieces.

Friday, August 21, 2020

Payday lenders reportedly seek to infiltrate the CFPB

Payday lenders reportedly seek to infiltrate the CFPB Payday lenders reportedly seek to infiltrate the CFPB Payday lenders reportedly seek to infiltrate the CFPBInside Subprime: March 9, 2018By Alex HuntsbergerThe Consumer Financial Protection Bureau (CFPB) was created to, well, protect consumers, from predatory business practices, particularly financial ones. That’s  the past five months have been worrying, as  the CFPB increasingly moves from protecting consumers to protecting the very companies that prey on them.It all started when the CFPB’s original director, Richard Cordray, stepped down from his post early in order to run for governor in Ohio. In his place, President Trump appointed Mick Mulvaney as acting-director, though not before a fair amount of tussling between Mulvaney and Cordray’s self-appointed successor Leandra English.An avowed enemy of government regulation, Mulvaney has taken several steps to alter â€" or as some might see it, to obstruct â€" the CFPB’s core mission of protecting consumers from harmful financial actors.For example, Mulvaney requested a grand to tal of zero dollars in operating funds for the first quarter of 2018; he dropped a lawsuit against an online loan shark that charged customers interest rates as high as 950 percent; and he has announced that the bureau is “reconsidering” its landmark rule designed to burn predatory payday lending.It comes as no surprise that the payday lending industry sees Mulvaney as sympathetic to its cause. What might be a little more surprising, however, is just how bold some members of the industry have been in their entreaties.For example, the Associated Press recently reported that the CEO of a payday lender that was then under investigation by the bureau cold-emailed Mulvaney in January in an attempt to apply for the position of CFPB director.Prior to Mulvaney taking over the bureau, an investigation had been opened into the business practices of World Acceptance, a prominent payday lender based in South Carolina. On January 22nd, the company announced that the  investigation  had been closed without any further action by the CFPB. However, the company also announced that CEO Janet Matricciani would be stepping down.Thanks to a Freedom of Information request by the AP, it has now been learned that Matricciani emailed Mulvaney on January 20th, two days before that announcement, asking that she be considered for the role of CFPB director.“I would love to apply for the position of director of the CFPB. Who better than me understand the need to treat consumers respectfully and honestly, and the equal need to offer credit to lower income consumers in order to help them manage their daily lives?” she wrote, attaching her resume and even citing the current CFPB investigation as evidence of her relevant experience.For what it’s worth, a senior advisor to the Mulvaney told the Associated Press that “Matricciani is not being considered for any jobs at the CFPB.” However, it should also be noted Worldwide Acceptance contributed thousands of dollars to Mulvaney whil e he served in Congress as a representative from South Carolina, prior to his joining the Trump administration.The Trump administration has yet to nominate a permanent replacement for Cordray. But at this rate, they might as well nominate this guy.Check out these related pages and articles from OppLoans:Payday Loans: The Most Dangerous Debt TrapHow Predatory Lenders Sell You on Bad Credit LoansVisit OppLoans on  YouTube  |  Facebook  |  Twitter  |  LinkedIn

Monday, May 25, 2020

The Yellow Wallpaper, by Charlotte Perkins Gilman The...

The story, The Yellow Wallpaper, by Charlotte Perkins Gilman reflects societys attitude and treatment of mental health issues in the late 1800s. As the story begins, the narrator chronicles her mental health deterioration after the birth of her baby. Her writings reflect her husband’s attitude about her condition, which represents society’s ignorance of women’s medical issues. As the story progresses, the wallpaper itself becomes personified as a prison warden, who oppresses her freedom. As the narrator peels away the wallpaper, Gilman uses setting and imagery to draw readers into the narrator’s world of confusion, anxiety, and depression to share her experience with what we now know to be post-partum depression (PPD). A woman’s body is an incredible creation, designed by God to nurture and bring forth new life. The outward changes and evolution of pregnancy are obvious and amazing. The neurological and hormonal changes are invisible but no less significant. This story focuses on the invisible elements of child birth and points to how society has misunderstood and mislabeled PPD as a psychological disorder. By definition PPD is â€Å"moderate to severe depression in a woman after she has given birth† (Board 1). Throughout the story, the woman shows many signs of this psychological disorder, but due to the era she is living in, research has not been established that she is suffering from an actual medical condition. The reader starts to acquire clues such as the woman’s

Thursday, May 14, 2020

Homelessness Poverty And Lack Of Permanent And Stable...

Homelessness is the situation where individuals lack safe and adequate housing resulting in sleeping in the streets, their cars, and family or friends homes or in shelters. According to the United States Department of Housing and Urban Development (HUD), a homeless person is an individual who does not a have a permanent residence place, but rather has a temporary nighttime residence which is not designed for the accommodation of human beings (National Health Care for the Homeless Council, n.d.) Such nighttime residences include abandoned buildings, camping grounds, car parks and bus stations among others. Other agencies define homelessness as a situation whereby an individual lacks the necessary resources or networks to obtain permanent residence. Although there are different ways in which people experience homelessness, all types of homelessness are characterized by poverty and lack of permanent and stable housing. Homelessness can be short-term, long-term or even chronic. Regardles s of the type of homelessness, the underlying intervention to end the issue of homelessness is to have measures or strategies that provide permanent and affordable housing to the homeless (National Alliance to End Homelessnes, 2015). The following essay is a proposal on how best to help the homeless in the community. The essay will begin with a brief analysis or statistics of the problem in the US. The essay will also outline the main reasons attributed to homelessness. State of homelessness inShow MoreRelatedIs Homelessness a Big Problem In America? Essay1097 Words   |  5 Pageshomeless.† Getting a paycheck every two weeks does not mean a person cannot become homeless. Many would think only drug abuse and being poor are the reasons for homeless. There are many other ways to become homeless and for some people it becomes permanent. Many people that are homeless are single with kind, had/have welfare and do not have much work experience. The children are so youth that they develop emotional and mental problems. Drug and alcohol abuse become greater once people become homelessRead MoreIssues and Adversities Faced by the Homeless Population in America1060 Words   |  4 Pagespopulation in the United States (U.S. Department of Housing and Urban Development, 2010), and approximately 1.5 million children—1 in 50 youngsters—are homeless each year in the United States† (p. 389). These homeless families often struggle to find permanent residency as a collective unit. There are several types of housing situations available for homeless families such as temporary housing, transitional housing settings, and shelters, yet the housing situation for homeless families often causes stressRead MoreHomelessness On The Rise Of Homelessness1353 Words   |  6 PagesHomelessness affects men, women, families, children, youth, and veterans. While structural factors, like the unequal distribution of income and lack of affordable housing, cause homelessness, certain vulnerabilities may determine who is at higher risk for homelessness. These include addictions, mental illness, domestic violence, medical conditions, and lack of education or job skills. This research paper will shed some light on the issue of homelessness and how we can prevents it with some suggestedRead MoreHomelessness : The Homeless Population Essay1703 Words   |  7 PagesHomelessness affects millions of people every year. Homelessness is an endle ss epidemic that continues to grow. There isn’t one specific causal factor to this every increasing population. Individuals experiencing homelessness come from various backgrounds and cultures physically, financially, and emotionally. They could be considered the melting pot for diversity. Often times individuals experiencing homeless are judged by their outer appearance with no regard for the contributing factors to theRead More How Many People are Homeless? Essay1591 Words   |  7 Pagesis misleading. In most cases, homelessness is a temporary circumstance -- not a permanent condition. A more appropriate measure of the magnitude of homelessness is therefore how many people experience homelessness, not how many people are homeless. Studies of homelessness are complicated by problems of definitions and methodology. This fact sheet describes definitions of homelessness, methodologies for counting homeless people, and recent estimates of homelessness. Additional resources for furtherRead MoreHelping The Homeless - Original Writing1672 Words   |  7 Pagespeople who don’t have a home (â€Å"Why Homeless?†). While there are ways to combat homelessness, a program called Housing First should be implemented in the Fairfax County area to address this issue and get homeless people into stable living conditions. Solving homelessness across America is an overwhelming task, but providing aid to the homeless in one specific area is something that can be done. This problem of homelessness may not disappear completely, but the number of homeless people can be reducedRead MoreThe National Alliance For End Homelessness Essay1331 Words   |  6 Pagesconditions, diseases, and lack of safety. There hasn’t been much progress on this issue, and if this continues, the number of homeless people will only increase. In a few states the topic is being named as a â€Å"statewide emergency†, but unfortunately this problem is national. Instead of focusing on state programs, local programs and non-profit organizations to fix the housing issue, we must all contribute to ending this epidemic. The National Alliance to End Homelessness (NAEH) released an articleRead MoreThe Effects Of Homelessness On The United States1218 Words   |  5 Pagesof homelessness with 983 documented homeless individual s according to a 2015 Modesto Bee study and sadly, the amount increases as surrounding areas begin to enforce strict laws. These laws criminalize and relocate homeless folk to our county. There are no exceptions to the cold reality of homelessness: men, women, children, military veterans, individuals, and families are included in the rising numbers of homelessness in Stanislaus County. According to the National Law Center on Homelessness andRead MoreAnnotated Outline Homelessness Essay1592 Words   |  7 Pageswhom are incapable of caring for them-selves. The fact is, that there are millions of homeless in America today. Many of these people had no choice but to become homeless. Economic problems such as being laid off work, or the rise in the cost of housing had lead people to live on the streets. Many of the homeless are women that have become divorced or have left home because of physical abuse. These women have no education because they have not been given the chance to go and get the education thatRead MoreHomelessness Is The Main Driving Force Behind The Rise Of Homelessness889 Words   |  4 PagesHomelessness affects an estimated 650,000 Americans in the United States daily and the number of people experiencing homelessness is continuing to rise across the United States and more specifically in Massachusetts. According to the 2014 Annual Homelessness Assessment, between 2013-2014 Massachusetts saw the fourth largest increase in homelessness in the United States and on any given night an estimated 3000 individual shelter beds are occupied (Basic Facts on, 2016). Furthermore, homelessness

Wednesday, May 6, 2020

Impact Of The Patient Protection And Affordable Care Act...

Impacts of the Patient Protection and Affordable Care Act on Public Health Services The Patient Protection Affordable Care Act (PPACA) has had many impacts on public health services under ten different titles addressing the health and welfare of Americans. There are two titles specifically under the health system reform that have lead to putting a greater focus on public health and prevention, while also focusing on building a stronger workforce and infrastructure. Through Title Four and Title Five of the PPACA, this paper will research the impacts they have had on public health services. Title IV. Prevention of Chronic Disease and Improving Public Health Prevention and wellness is a key focus in public health services. In Title Four of the PPACA, â€Å"prevention interventions are of two key types: services provided to individuals in clinical settings (e.g., cancer screenings), and programs and services provided to communities (e.g., ad campaigns about exercise)† (Redhead Williams, 2010, p. 30). Many programs have formed in the hope of creating a comprehensive approach to prevention. One very prevalent issue that has more than doubled since the 1980’s and is growing rapidly is diabetes. In fact, â€Å"diabetes prevalence is particularly high among people age sixty-five and older, and it doubled among Medicare beneficiaries between 1987 and 2008, rising from 11.3 percent to 22.6 percent† (Thorpe, 2012, p. 61). The ACA granted the Centers for Disease Control and PreventionShow MoreRelatedThe Impact Of The Patient Protection And Affordable Care Act On Public Health Services2883 Words   |  12 Pages The Impact of The Patient Protection and Affordable Care Act on Public Health Services HSAD 500 Brian M. Mwesigwa Eastern Washington University – Master of Public Health Abstract Attempts for nearly a century in America have failed to establish the principle that every American is entitled to affordable and effective health insurance coverage regardless of their income or health status. The Patient Protection and Affordable Care Act (PPACA) of 2010 has made this legislationRead MorePatient Protection, Affordable Care Act, and the Uninsured702 Words   |  3 PagesPatient Protection and Affordable Care Act and the Uninsured: One of the major social problems in the United States is the increasing number of uninsured people who are among the vulnerable populations in the America. In 2008, there were approximately 46 million of non-elderly Americans without health insurance including adults and children. While this population includes people from all age ranges, young adults account for a significant portion of these people since they are likely to be uninsuredRead MorePatient Protection Affordable Health Care Act1594 Words   |  7 PagesUnable to pay health insurance hundred thousand people died every year too many people not having comprehensive coverage, many were dropped due serious medical issue, drop their health insurance plans due employer. Years the American people request affordable health care that everyone can have; government Officials disagreed universal health care known Patient Protection Affordable Health Care Act. The number issues, uninsured Americans have been an issue years. Presi dent Obama started focusingRead MoreThe U.S. Supreme Court Is The Ultimate Authority In The1634 Words   |  7 Pagesthe Patient Protection, and Affordable Care Act (ACA) was signed into law, in which the act was to provide universal coverage of health insurance for every individual so that they can have access to health care. Two milestone decisions were handed down by the Supreme Court, Florida v Health Human Services (HHS) (2012) and National Federation of Independent Business (NFIB) v Sebelius (2012), with a focus on the policy and political implications of the Patient Protection and Affordable Care Act (ACA)Read MoreA Comprehensive Overview Of The Affordable Care Act1713 Words   |  7 Pagesdebates, the Affordable Care Act s main purpose is to provide access to affordable and comprehensive health coverage to millions uninsured Americans who do not have coverage or adequate coverage, those who would be denied coverage under the previous insurance practice either base on pre- existing condition, gender or age, while controlling the cost of health care. (New York Time, October 26, 2014) The purpose of this paper is to provide a comprehensive overview of the Affordable Care Act, examine theRead MoreAffordable Care Act Impact On Healthcare Practice1020 Words   |  5 PagesAffordable Care Act Impact on Healthcare Practice If I were to assume the role of a political official, I would point out several of the benefits of the Patient Protection and Affordable Care Act (ACA) and try to convince public opinion that ultimately, it serves their best interests. The ACA impacts patient experiences by focusing more on optimal health outcomes while reducing costs and increasing quality. The ACA influences many components of the healthcare delivery system, some of which areRead MoreImproving The Patient Protection And Affordable Care Act 20101206 Words   |  5 Pages Introduction Healthcare is paramount to the life of an individual. Health systems, costs and outcomes play a vital role in the determination of whether a nation is striving towards maintaining and protecting its citizens. USA operates under the mixed market healthcare system whereby both the government and private sector play a role in the provision of health services. It is evident that the private sector plays a larger role than the government. The USA aims at attaining three forms of healthcareRead MoreImpact Of Health Care Reform On Quality866 Words   |  4 PagesThe Impact of Health Care Reform on Quality Health care quality has made vast improvements in the last several decades and continues to improve as a stronger emphasis has been placed in this sector with our current health care reform. Consumers now have access to quality report cards on providers and the health care systems that can easily be obtained over the internet. Shultz Young (2014) argue that providers of yesteryear purposely created mysteriousness in health care resulting in patientsRead MoreThe Patient Protection And Affordable Care Act858 Words   |  4 Pages Comprehensive Health Reform: The Patient Protection and Affordable Care act Ken Davis February 13, 2016 PADM 550 –BO2- LUO Dr. Tory Weaver Defining the Problem The Patient Protection and Affordable Care Act of 2010 (PPACA)is a highly complex and multifaceted policy in addition to being political controversial. Changes made to the law by subsequent legislation, focuses on provisions to expand coverage, control health care costs, and improve health care delivery system. Some changesRead MoreThe Health Care System Of The United States857 Words   |  4 Pagesintroduction of the Affordable Care Act â€Å"Obama Care† made the Health Care System in the United States better or worse? Please provide evidence, statistics, information, argument to support your answer. In your answer, please address the following issues in the Health Care System of the United States: 1. The Quality of health care 2. The Access to health care 3. The affordability of health care Affordable Health Care Act Affordable Health care has been an ongoing

Tuesday, May 5, 2020

Essay on Sex Trafficking And Human Trafficking Essay Example For Students

Essay on Sex Trafficking And Human Trafficking Essay According to Van Wormer Bartollas (2014), sex trafficking, â€Å"encompasses the organized movement of people, usually women, between countries and within countries for sex work† (p. 289). Sex trafficking is also a very lucrative business, it is estimated to make $31. 6 billion annually. This amount is estimated from the 2. 5 million people who a trafficked each year. The exact number of people who are victims of the sex industry cannot be predicted accurately for all over the world. In the United States alone there is about 14,500-17,500 people trafficked each year. Human trafficking it the third biggest organized crime after drug and arms trafficking (Hodge, 2014). Young men make up about 44% of people being trafficked, while women and girls make up about 56% of people who are trafficked. Children in the sex trafficking industry makes up about half of the victims of sex trafficking (Hepburn Simon, 2010). Sex trafficking victims do not just come from the United States. Sex trafficking is also known as domestic human trafficking in the United States, and people are trafficked into all 50 states. A large majority if the people in the United States, are trafficked from another country. These women and children are often brought from some of the poorest nations in the world. According to Dess (2013), â€Å"human trafficking is a â€Å"modern form of slavery† that poses significant risk to human rights, labor standards, public health, and commerce† (p. 3). The United States is the ultimate destination to bring people who will be trafficked, and the United States is the second largest country to receive human sex slaves. Adolescents and women are often the target of a large majority of sex crimes. Because of these abuses women could either bec. .ons for people who are caught trafficking others. The Uniform Act also gives victims a chance to start their lives over, instead of treating them as criminals due to their situation. This can be accomplished through various government and non-government organizations to help the victims. The Trafficking Victims Protection Act (TVPA) of 2000, brought the United States and the United Nations together to prevent, to punish traffickers, and to and how to protect victims of sex trafficking. This act also implements: anyone who is under the age of 18 in the sex industry, should be treated like a victim and not a criminal. States needs to also have laws that back of the federal government laws against trafficking, so that more people can be prosecuted for sex trafficking. This act continues to be updated by Congress, just about every year to help more victims (Hall, 2014).